Great thread! Personally I'd pay for both
Roboform desktop and USB/mobile verson in a jiff! Both of these have solved my long standing problems of porting data (Notes, information etc) as well as security and auto-logins at the same time providing security against key loggers etc. I say this because quite many times I had to go out of country and had to use "stranger" computers to do online banking etc. Every time I had to do that I hated the fact I had no idea if the computer I was using was safe or not. Roboform2Go remedies that problem.
Another program that I'd pay for is
O&O defrag. I've also recently purchased
Microsoft OneNote. I think it's a great program to take meeting notes etc at work (or even at home). A good
desktop dictionary is also a good candidate (I recently purchased MS Encarta but I'm not too impress with it; They used to have better functionality in old bookshelf 98 where you could simply select a word in any open window like Word or browser and by clicking on tray icon of bookshelf a small stylish thin window would open with the meaning! very nifty!).
BTW, speaking of Zip apps, checkout
secureZip. They are giving out free licenses presently
http://securezip.com/ The best thing about this program is that its encryption is very strong (AES, blowfish 256) and it can even encrypt filenames!